Life has a way of surprising us. No matter how much we plan, life continues to bring us both unexpected happiness and challenges. At Alpha Wealth Partners, we want you to achieve all the happiness possible. One way we can do that is by reducing your risk and limiting your liabilities. Mitigating your risk against uncontrollable events such as a disability or critical illness is key to your financial security.

Essential factors to consider:

• Will your income be reduced in the event of disability or critical illness?
• If your income is reduced, will it be difficult for you to maintain your lifestyle?
• How much is a disability or critical illness policy?
• What impact will inflation have on your income if you’re unable to work?
• Do you know if your group benefits provide a provision allowing you to continue your retirement savings if you become disabled or suffer a critical condition or illness?