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Investing Knowledge Center

Change your could have and would have into DID!

#getitdone #justdoit #dailymotivation
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A little bit of baking soda and vinegar can go a long way! Check out some places you can use the powerful combo around your home!

#lifehacks #cleaningtips #cleaninghacks #naturalcleaning
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Markets form patterns because there are humans in the driver’s seat.
Even trading models are built by people. Investors try to squeeze insights out of data and shape it into a story, often without causation. This causes patterns to either persist or break, often without reason. Investors tend to enjoy a good slogan as well; the “January Effect” and “Sell in May and Go Away” are two of them. While both have proven successful at forecasting market patterns, the hook is that they aren’t actionable. Putting actual money to work behind these patterns is a fool’s errand that can cost millions.

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There are plenty of opportunities throughout the day to be more active, and those small adjustments can have a great impact on your health. Here are 5 ways to get moving more!

#getmoving #healthyliving #healthylifestyle #staymotivated
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At some point, our inefficient ways will catch up to us, right? After all, the gluttonous United States uses 17.0% of the world’s energy with only 4.3% of the world’s population! Not so fast. People don’t consume energy, economic activity consumes energy. The more a country produces, the more energy it consumes.

- The US accounts for 23.0% of the world’s economic activity but only consumes 17.0% of the world’s energy. Seen from this lens, the US seems actually very efficient.
- And getting better every year: between 1992 and 2018, US energy use per dollar of GDP has declined an average of 2.2% per year.

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Striving for perfection can lead to a lot of frustration. Instead, focus on progress and always celebrate your steps forward!!

#progressnotperfection #progressisprogress #dailyinspo #dailymotivation
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Here are a few ways you can be more eco-friendly in your day-to-day life!

#ecofriendly #environmentallyfriendly #sustainability #sustainableliving #loveourplanet
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If you are thinking of doing a lifestyle overhaul, it can be a bit overwhelming. Try sticking to a few adjustments and see how far you can go!

A great way to start your morning is by waking up 5 min earlier, switching the first cup of coffee out for green tea and doing a few stretches before taking the day on! Try out these healthy lifestyle hacks to put a spring in your step!

#wellness #health #selfcare #lifestyle #motivation #startyourdayright
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You often hear that student loans are skyrocketing and that the average student is suffocating under a mountain of debt. While this makes good headlines, it’s a grossly incomplete picture of what’s actually going on.

- According to a recent Brookings Institution study, since 1998, the average debt for a bachelor’s degree graduate has been basically flat; going from only approximately
$13,000 to $16,000 over almost 20 years. Not exactly the hundreds of thousands of dollars that you would believe if you read the popular press.
- The real increase has occurred at the graduate school level, rising from roughly $30,000 to $40,000 from 2007 to 2010.
- Are the degrees worth it? Absolutely! With each additional degree, the average unemployment rate has historically gone down, and average annual earnings have gone up.

In our view, the majority of young Americans are not going to end up being unemployed and living in their parents’ basements, crippled by mountainous student loan payments.

Interested in learning more? Schedule a complimentary call at https://Calendly.com/sreddrick/20min

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It can be overwhelming to think about completing a big goal but once you take the first step forward, everything else will fall into place!

#onestepatatime #quoteoftheday #dailyinspo #motivation
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In 1798, Thomas Malthus made his legendary prediction: “The power of population is infinitely greater than the power in the earth to produce subsistence for man.” Doom‐and‐gloom forecasters always fail to factor in mankind’s remarkable intellect and ingenuity.
Quote: Available in Public Domain.

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It can be overwhelming when you start the day with a long list of things to get done. Here are 3 habits to work on adding to your routine to make every day a success!

#productiveday #productivitytips #successhabits #takeabreak #dailyroutine
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Autumn is here! Do you have a fall birthday? If so, you may just be in luck! According to a study by the Journal of Aging Research, 30% of US centenarians born during 1880-1895 were born in the Autumn season.

#autumntime #falltime #fallbirthday
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Say goodbye to that annoying neck ache from hunching over your phone, sitting at a desk all day, or sleeping in a weird position. Some gentle stretching can relieve all that pent-up tension.

Here’s how - sit or stand up straight. Start to roll your shoulders forward and backward until your muscles feel looser. If that doesn’t work, try out some neck bends. Drop your left ear to your left shoulder. Carefully press your hand on your ear to increase the stretch. Then repeat on the other side. Hope this helps!

#healthtips #healthyhabits #stretching #destress #movemore #neckpainrelief #goodposture
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Technology and/or major innovations invariably cause short‐term disruptions within industries, in general, and companies, in particular (and one day, who knows, it might actually have an impact on the efficiency of the federal government; one can only hope). The difference between our generation and previous ones is the speed with which these changes occur. Previous generations often had decades to anticipate and adapt to these changes:

- General Motors installed the first robotic arm in 1961, but it took decades before machines did the majority of the “heavy lifting” (pun intended).
- Today these disruptions happen at hyper speed:
- The venerable Encyclopedia Britannica, founded in 1768, was preeminent until 2001, which of course is the year Wikipedia was started. Within less than a decade the last published set of Encyclopedia Britannicas went to market.
- Blockbuster entered the saturated video rental market in 1985 and rapidly became the preeminent player in that space. Turning down an opportunity to purchase the fledgling Netflix in the year 2000, it filed for bankruptcy 13 years later.

To make a long story short, companies and people must adapt or find themselves “disrupted.” This has always been the case in a free market and upwardly mobile economy, the big difference is the window of change closes much more rapidly today than it did in the past. We must be much more nimble, curious, and on a cycle of constant improvement and refinement if we hope to remain economically relevant in the years ahead.

Interested in learning more? Schedule a complimentary call at https://Calendly.com/sreddrick/20min

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Is there a song you can't get out of your head? Let's hear it in the comments!

#musiclover #songoftheday #songoftheweek #nowplaying
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Looking to increase your productivity? The colors in your workspace may be the secret to giving you the boost you need! If you could use more focus, try adding elements of blue into your workspace through furniture, art or even painting a wall.

#colorpsychology #productivitytips #lifehacks #decortips
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The concept of “peak oil” was first popularized by Marion Hubbert in 1956. Like so many pessimists, Hubbert failed to account for human ingenuity and extraordinary technological innovations, that in this case allow oil exploration companies to drill deeper and to uncover oil in less conventional places.

As a result, technological innovations have allowed land‐drilling depth to more than double in the last 70 years. Ocean drilling is even more dramatic, going from less than 1,000 feet pre‐1975 to 10,000 feet in 2017, a 10‐fold increase.

Combine this with the revolutionary technique of fracking, and we’ve gone from lines at the gas station in the 1970s to a virtual oil glut today.
In our view, the long and short of it is that the world has more than enough energy resources to fuel the global economy for quite some time.

Interested in learning more? Schedule a complimentary call at https://Calendly.com/sreddrick/20min

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Which one is your favorite to see? This may come down to if you're a morning person or not!

#sunrise #sunset #thisorthat #wouldyourather #pickone
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Taking time each day to tidy up helps to prevent clutter from piling up and keeps your home nice and clean!

#hometips #cleanhome #howyouhome #homesweethome
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